Pay Factor Authentication®
Pay Factor Authentication® — The Economic Layer Your Identity Stack Is Missing
AuthLN adds a patented payment factor to every authentication attempt. Authorized users never notice. Attackers can’t afford to continue.
Platform Features
Everything You Need to Make Attackers Pay
Lightning Payment Factor
Every auth attempt includes a configurable payment via the Lightning Network. Legitimate users are funded by the organization and refunded instantly. Attackers spend their own money — no refund.
Device-Paired Authentication
Cryptographic binding ties user accounts to specific hardware (TPM / secure enclave). Stolen credentials are useless without the enrolled device.
Pre-Breach Telemetry Engine
Every paid auth attempt generates economic signal data — who paid, how much, from what device, at what time. Pre-compromise intelligence.
Risk-Based Policy Engine
Configure which actions, roles, or apps invoke the economic factor. Apply PFA to admin consoles, VPN, financial transactions.
SIEM Telemetry Feed Add-On
Stream auth economics data directly into Splunk, Sentinel, CrowdStrike, or your SIEM of choice.
Early Breach Indicators Add-On
Detect coordinated attack patterns before compromise. Payment velocity, device anomalies, geographic clustering.
How It Works
Seamless for Users. Devastating for Attackers.
Integration (Day 1)
Deploy as middleware in front of existing IdP — Okta, Entra ID, Ping, Auth0. No changes to SSO or directory.
Policy Configuration
Define which auth events require economic factor. Set payment amounts by risk level, user role, or app sensitivity.
User Enrollment
Users pair devices via one-time enrollment. Cryptographic keys stored in device secure enclave. Organization funds the payment wallet.
Live Authentication
PFA challenge issued alongside existing factors. QR or push notification, payment settles in milliseconds. Refund is automatic for authorized users.
Attacker Deterrence
Unauthorized attempts from non-enrolled devices must fund their own payment. No refund. Credential-stuffing bots burn through funds rapidly.
Integrations
Works With Your Existing Identity Stack
Identity Providers
SIEMs
Infrastructure
Developer Tools
Compare
Traditional MFA vs. Pay Factor Authentication
| Capability | Traditional MFA | AuthLN PFA |
|---|---|---|
| Attacker cost per attempt | $0 | Real payment (configurable) |
| AI/bot bypass resistance | Low — phishable, fatigueable | High — economic proof-of-work |
| Pre-breach signal | None | Rich payment + device telemetry |
| User friction (legitimate) | High — codes, push fatigue | Minimal — auto-funded, auto-refunded |
| Quantum resistance | Vulnerable (knowledge factors) | Resistant (economic settlement) |
| Integration model | Replace or add factor | Drop-in economic layer |
Add an Economic Factor in Days, Not Months
Deploy PFA alongside your existing identity stack with zero disruption.